{"id":5658,"date":"2026-06-20T20:26:08","date_gmt":"2026-06-21T00:26:08","guid":{"rendered":"https:\/\/assurelineinsurance.com\/glossary\/"},"modified":"2026-07-06T15:52:19","modified_gmt":"2026-07-06T19:52:19","slug":"glossary","status":"publish","type":"page","link":"https:\/\/assurelineinsurance.com\/en\/glossary\/","title":{"rendered":"Glossary"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Section&#8221; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#035363&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_type=&#8221;circular&#8221; background_color_gradient_stops=&#8221;#82fcb3 0%|#1194a8 50%|#035363 100%&#8221; background_enable_image=&#8221;off&#8221; custom_padding=&#8221;180px||10px||false|false&#8221; custom_padding_tablet=&#8221;134px||10px||false|false&#8221; 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module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Insurance Dictionary in the U.S.<span class=\"gradient-css\"><\/span><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<div class=\"ass-glossary\" id=\"ass-glossary-top\"><!-- 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0 0;font-size:.82rem;}<!-- [et_pb_line_break_holder] -->    .ass-backtop a{color:var(--ass-muted);text-decoration:none;}<!-- [et_pb_line_break_holder] -->    .ass-backtop a:hover{color:var(--ass-primary);}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* observa\u00e7\u00e3o final \u2014 leve *\/<!-- [et_pb_line_break_holder] -->    .ass-final{background:var(--ass-soft);border:1px solid var(--ass-line);<!-- [et_pb_line_break_holder] -->      border-radius:12px;padding:20px 22px;margin:2.5em 0 0;color:#3c474a;font-size:.97rem;}<!-- [et_pb_line_break_holder] -->    .ass-final-label{display:block;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;<!-- [et_pb_line_break_holder] -->      font-weight:700;color:var(--ass-primary);margin:0 0 .5em;}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    @media (max-width:900px){<!-- [et_pb_line_break_holder] -->      .ass-toc ul{grid-template-columns:repeat(2,1fr);}<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    @media (max-width:600px){<!-- [et_pb_line_break_holder] -->      .ass-glossary{padding:28px 18px 40px;}<!-- [et_pb_line_break_holder] -->      .ass-title{font-size:clamp(1.8rem,9vw,2.4rem);}<!-- [et_pb_line_break_holder] -->      .ass-pt{display:block;margin-top:2px;}<!-- [et_pb_line_break_holder] -->      .ass-pt::before{display:none;}<!-- [et_pb_line_break_holder] -->      .ass-toc ul{grid-template-columns:1fr;}<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->  <\/style>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <\/p>\n<h1 class=\"ass-title\">English Terms Explained<\/h1>\n<p><!-- [et_pb_line_break_holder] -->  <pee class=\"ass-intro\">Understanding insurance in the United States can be difficult, mainly because many terms appear in English. This glossary explains the main terms in a simple way, organized by type of insurance. <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"ass-search-wrap\"><!-- [et_pb_line_break_holder] -->    <input type=\"text\" id=\"ass-search\" class=\"ass-search\" placeholder=\"Search for a term (e.g., deductible, franquia, coverage...)\" autocomplete=\"off\" aria-label=\"Buscar termo no gloss\u00e1rio\"><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <\/p>\n<nav class=\"ass-toc\" aria-label=\"\u00cdndice do gloss\u00e1rio\"><!-- [et_pb_line_break_holder] -->    <pee class=\"ass-toc-title\">Index<\/pee><!-- [et_pb_line_break_holder] -->    <\/p>\n<ul><!-- [et_pb_line_break_holder] -->      <\/p>\n<li><a href=\"#cat-termos-gerais-de-seguros\">General insurance terms<\/a><\/li>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<li><a href=\"#cat-seguro-de-automovel\">Auto insurance<\/a><\/li>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<li><a href=\"#cat-seguro-residencial\">Home insurance<\/a><\/li>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<li><a href=\"#cat-seguro-para-inquilinos\">Renters insurance<\/a><\/li>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<li><a href=\"#cat-seguro-de-vida\">Life insurance<\/a><\/li>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<li><a href=\"#cat-seguro-de-saude\">Health insurance<\/a><\/li>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<li><a href=\"#cat-seguro-comercial\">Business insurance<\/a><\/li>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<li><a href=\"#cat-seguro-para-imoveis-alugados-e-investidores\">Insurance for rental properties and investors<\/a><\/li>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<li><a href=\"#cat-seguro-guarda-chuva\">Umbrella insurance<\/a><\/li>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<li><a href=\"#cat-termos-importantes-na-hora-de-contratar\">Important terms when purchasing<\/a><\/li>\n<p><!-- [et_pb_line_break_holder] -->    <\/ul>\n<p><!-- [et_pb_line_break_holder] -->  <\/nav>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <pee class=\"ass-noresults\" id=\"ass-noresults\">No terms found. Try another word. <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <\/p>\n<div id=\"ass-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<section class=\"ass-cat\" id=\"cat-termos-gerais-de-seguros\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<header class=\"ass-cat-head\"><!-- [et_pb_line_break_holder] -->          <span class=\"ass-cat-num\">01<\/span><!-- [et_pb_line_break_holder] -->          <\/p>\n<h2 class=\"ass-cat-title\">General insurance terms<\/h2>\n<p><!-- [et_pb_line_break_holder] -->        <\/header>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ass-terms\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-insurance\" data-search=\"insurance seguro contrato em que voce paga uma empresa para ajudar a cobrir certos prejuizos, acidentes ou despesas, dependendo do que esta escrito na apolice.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Insurance <span class=\"ass-pt\">Insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A contract in which you pay a company to help cover certain losses, accidents, or expenses, depending on what is written in the policy.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-policy\" data-search=\"policy apolice documento que explica o que o seguro cobre, o que nao cobre, quanto custa e quais sao as regras.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Policy <span class=\"ass-pt\">Policy<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A document that explains what the insurance covers, what it does not cover, how much it costs, and what the rules are.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-coverage\" data-search=\"coverage cobertura aquilo que o seguro pode pagar ou ajudar a pagar.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Coverage <span class=\"ass-pt\">Coverage<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">What the insurance can pay, or help pay for.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-premium\" data-search=\"premium premio ou mensalidade do seguro valor que voce paga para manter o seguro ativo. pode ser pago por mes, por semestre ou por ano.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Premium <span class=\"ass-pt\">Premium or insurance monthly payment<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The amount you pay to keep the insurance active. It can be paid monthly, semiannually, or annually. <\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-deductible\" data-search=\"deductible franquia valor que voce precisa pagar do proprio bolso antes do seguro comecar a pagar.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Deductible <span class=\"ass-pt\">Deductible<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The amount you need to pay out of pocket before the insurance starts paying.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-claim\" data-search=\"claim pedido de indenizacao pedido feito a seguradora quando acontece algo coberto pelo seguro, como acidente, dano, roubo ou perda.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Claim <span class=\"ass-pt\">Claim<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A request made to the insurance company when something covered by the policy happens, such as an accident, damage, theft, or loss.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-policyholder\" data-search=\"policyholder titular da apolice pessoa ou empresa que contratou o seguro.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Policyholder <span class=\"ass-pt\">Policyholder<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The person or company that purchased the insurance.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-insured\" data-search=\"insured segurado pessoa, bem ou empresa protegida pelo seguro.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Insured <span class=\"ass-pt\">Insured<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The person, property, or company protected by the insurance.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-beneficiary\" data-search=\"beneficiary beneficiario pessoa que recebe o pagamento do seguro em certas situacoes, muito comum em seguro de vida.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Beneficiary <span class=\"ass-pt\">Beneficiary<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The person who receives the insurance payout in certain situations, very common in life insurance.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-limit\" data-search=\"limit limite de cobertura valor maximo que a seguradora pode pagar por uma situacao coberta.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Limit <span class=\"ass-pt\">Coverage limit<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The maximum amount the insurer can pay for a covered situation.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-exclusion\" data-search=\"exclusion exclusao situacao que o seguro nao cobre.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Exclusion <span class=\"ass-pt\">Exclusion<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A situation the insurance does not cover.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-lapse\" data-search=\"lapse cancelamento por falta de pagamento quando o seguro deixa de valer porque o pagamento nao foi feito dentro do prazo.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Lapse <span class=\"ass-pt\">Cancellation due to nonpayment<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">When the insurance stops being valid because payment was not made by the due date.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-quote\" data-search=\"quote cotacao estimativa de preco de um seguro.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Quote <span class=\"ass-pt\">Quote<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A price estimate for an insurance policy.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-underwriting\" data-search=\"underwriting analise de risco processo usado pela seguradora para avaliar o perfil do cliente e definir preco, aprovacao e condicoes do seguro.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Underwriting <span class=\"ass-pt\">Risk assessment<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The process used by the insurer to evaluate the customer\u2019s profile and set the price, approval, and terms of the policy.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-agent\" data-search=\"agent corretor ou agente de seguros profissional que ajuda a escolher, explicar e contratar um seguro.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Agent <span class=\"ass-pt\">Insurance broker or agent<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A professional who helps you choose, understand, and purchase insurance.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-carrier\" data-search=\"carrier seguradora empresa responsavel pelo seguro.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Carrier <span class=\"ass-pt\">Insurance company<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The company responsible for the insurance.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <pee class=\"ass-backtop\"><a href=\"#ass-glossary-top\">Back to top<\/a><\/pee><!-- [et_pb_line_break_holder] -->      <\/section>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<section class=\"ass-cat\" id=\"cat-seguro-de-automovel\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<header class=\"ass-cat-head\"><!-- [et_pb_line_break_holder] -->          <span class=\"ass-cat-num\">02<\/span><!-- [et_pb_line_break_holder] -->          <\/p>\n<h2 class=\"ass-cat-title\">Auto insurance<\/h2>\n<p><!-- [et_pb_line_break_holder] -->        <\/header>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ass-terms\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-auto-insurance\" data-search=\"auto insurance seguro de automovel seguro para proteger o motorista, o carro e terceiros em caso de acidente, roubo, dano ou outras situacoes previstas na apolice.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\"><a class=\"ass-headlink\" href=\"https:\/\/assurelineinsurance.com\/en\/seguros\/auto-insurance\/\">Auto Insurance<\/a> <span class=\"ass-pt\">Auto insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Insurance to protect the driver, the car, and third parties in case of an accident, theft, damage, or other situations provided for in the policy.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-liability-coverage\" data-search=\"liability coverage cobertura de responsabilidade civil ajuda a pagar danos ou ferimentos causados a outras pessoas quando voce e responsavel por um acidente.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Liability Coverage <span class=\"ass-pt\">Liability coverage<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps pay for damage or injuries caused to other people when you are responsible for an accident.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-bodily-injury-liability\" data-search=\"bodily injury liability responsabilidade por lesoes corporais parte do seguro que ajuda a pagar despesas medicas ou compensacoes quando outra pessoa se machuca em um acidente causado por voce.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Bodily Injury Liability <span class=\"ass-pt\">Bodily injury liability<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The part of the policy that helps pay medical expenses or compensation when someone else is injured in an accident you caused.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-property-damage-liability\" data-search=\"property damage liability responsabilidade por danos materiais ajuda a pagar danos causados ao carro, muro, poste, casa ou outro bem de outra pessoa.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Property Damage Liability <span class=\"ass-pt\">Property damage liability<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps pay for damage caused to another person\u2019s car, wall, pole, house, or other property.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-collision-coverage\" data-search=\"collision coverage cobertura de colisao ajuda a pagar o conserto do seu carro depois de uma batida, mesmo que voce tenha causado o acidente.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Collision Coverage <span class=\"ass-pt\">Collision coverage<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps pay for repairs to your car after a crash, even if you caused the accident.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-comprehensive-coverage\" data-search=\"comprehensive coverage cobertura abrangente protege contra danos que nao sao causados por colisao, como roubo, incendio, queda de arvore, granizo ou vandalismo.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Comprehensive Coverage <span class=\"ass-pt\">Comprehensive coverage<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Protects against damage not caused by a collision, such as theft, fire, a falling tree, hail, or vandalism.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-uninsured-motorist-coverage\" data-search=\"uninsured motorist coverage cobertura contra motorista sem seguro ajuda a proteger voce quando o motorista responsavel pelo acidente nao tem seguro.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Uninsured Motorist Coverage <span class=\"ass-pt\">Uninsured motorist coverage<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps protect you when the driver responsible for the accident does not have insurance.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-underinsured-motorist-coverage\" data-search=\"underinsured motorist coverage cobertura contra motorista com seguro insuficiente ajuda quando o motorista culpado tem seguro, mas o limite dele nao e suficiente para pagar todos os danos.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Underinsured Motorist Coverage <span class=\"ass-pt\">Underinsured motorist coverage<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps when the at-fault driver has insurance, but their limit is not enough to pay for all damages.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-personal-injury-protection\" data-search=\"personal injury protection protecao contra danos pessoais pode ajudar a pagar despesas medicas e outras perdas apos um acidente, dependendo do estado.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Personal Injury Protection <span class=\"ass-pt\">Personal injury protection<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">May help pay medical expenses and other losses after an accident, depending on the state.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-medical-payments-coverage\" data-search=\"medical payments coverage cobertura de pagamentos medicos ajuda a pagar despesas medicas suas ou dos passageiros depois de um acidente.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Medical Payments Coverage <span class=\"ass-pt\">Medical payments coverage<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps pay medical expenses for you or your passengers after an accident.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-full-coverage\" data-search=\"full coverage cobertura completa termo usado no dia a dia para falar de uma combinacao de coberturas, geralmente responsabilidade civil, colisao e cobertura abrangente. nao significa que tudo esta coberto.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Full Coverage <span class=\"ass-pt\">Full coverage<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A day-to-day term used to refer to a combination of coverages, usually liability, collision, and comprehensive. It does not mean everything is covered. <\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <pee class=\"ass-backtop\"><a href=\"#ass-glossary-top\">Back to top<\/a><\/pee><!-- [et_pb_line_break_holder] -->      <\/section>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<section class=\"ass-cat\" id=\"cat-seguro-residencial\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<header class=\"ass-cat-head\"><!-- [et_pb_line_break_holder] -->          <span class=\"ass-cat-num\">03<\/span><!-- [et_pb_line_break_holder] -->          <\/p>\n<h2 class=\"ass-cat-title\">Home insurance<\/h2>\n<p><!-- [et_pb_line_break_holder] -->        <\/header>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ass-terms\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-homeowners-insurance\" data-search=\"homeowners insurance seguro residencial para proprietarios seguro para quem e dono de uma casa. pode cobrir a estrutura da casa, bens pessoais e responsabilidade por acidentes com terceiros.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\"><a class=\"ass-headlink\" href=\"https:\/\/assurelineinsurance.com\/en\/seguros\/home-insurance\/\">Homeowners Insurance<\/a> <span class=\"ass-pt\">Homeowners insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Insurance for homeowners. It may cover the structure of the home, personal belongings, and liability for accidents involving third parties. <\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-dwelling-coverage\" data-search=\"dwelling coverage cobertura da estrutura da casa ajuda a pagar reparos ou reconstrucao da casa se ela for danificada por algo coberto.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Dwelling Coverage <span class=\"ass-pt\">Dwelling coverage<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps pay for repairs or rebuilding of the home if it is damaged by something covered.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-personal-property-coverage\" data-search=\"personal property coverage cobertura de bens pessoais ajuda a proteger itens dentro da casa, como moveis, roupas, eletronicos e objetos pessoais.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Personal Property Coverage <span class=\"ass-pt\">Personal property coverage<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps protect items inside the home, such as furniture, clothing, electronics, and personal items.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-loss-of-use\" data-search=\"loss of use perda de uso da residencia ajuda a pagar custos extras se voce precisar morar em outro lugar temporariamente por causa de um dano coberto.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Loss of Use <span class=\"ass-pt\">Loss of use<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps pay extra costs if you need to live somewhere else temporarily due to a covered loss.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-personal-liability\" data-search=\"personal liability responsabilidade pessoal ajuda a proteger voce se alguem se machucar na sua propriedade ou se voce causar dano a outra pessoa.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Personal Liability <span class=\"ass-pt\">Personal liability<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps protect you if someone is injured on your property or if you cause damage to someone else.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-replacement-cost\" data-search=\"replacement cost custo de reposicao valor necessario para substituir um item por outro novo parecido, sem descontar desgaste.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Replacement Cost <span class=\"ass-pt\">Replacement cost<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The amount needed to replace an item with a similar new one, without deducting wear and tear.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-actual-cash-value\" data-search=\"actual cash value valor real em dinheiro valor do item considerando o desgaste pelo tempo de uso.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Actual Cash Value <span class=\"ass-pt\">Actual cash value<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The value of the item considering wear and tear over time.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-peril\" data-search=\"peril risco coberto evento que pode causar prejuizo, como incendio, roubo ou vento forte.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Peril <span class=\"ass-pt\">Covered peril<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">An event that can cause a loss, such as fire, theft, or strong winds.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-flood-insurance\" data-search=\"flood insurance seguro contra enchente seguro separado para danos causados por enchentes. em muitos casos, o seguro residencial comum nao cobre enchente.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Flood Insurance <span class=\"ass-pt\">Flood insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Separate insurance for damage caused by flooding. In many cases, standard homeowners insurance does not cover flooding. <\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-windstorm-coverage\" data-search=\"windstorm coverage cobertura contra vendaval cobertura para danos causados por vento forte, comum em regioes com furacoes ou tempestades.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Windstorm Coverage <span class=\"ass-pt\">Windstorm coverage<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Coverage for damage caused by strong winds, common in regions with hurricanes or storms.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <pee class=\"ass-backtop\"><a href=\"#ass-glossary-top\">Back to top<\/a><\/pee><!-- [et_pb_line_break_holder] -->      <\/section>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<section class=\"ass-cat\" id=\"cat-seguro-para-inquilinos\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<header class=\"ass-cat-head\"><!-- [et_pb_line_break_holder] -->          <span class=\"ass-cat-num\">04<\/span><!-- [et_pb_line_break_holder] -->          <\/p>\n<h2 class=\"ass-cat-title\">Renters insurance<\/h2>\n<p><!-- [et_pb_line_break_holder] -->        <\/header>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ass-terms\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-renters-insurance\" data-search=\"renters insurance seguro para inquilinos seguro para quem aluga casa ou apartamento. geralmente cobre bens pessoais, responsabilidade civil e alguns custos extras de moradia.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Renters Insurance <span class=\"ass-pt\">Renters insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Insurance for those who rent a house or apartment. It generally covers personal belongings, liability, and some additional living expenses. <\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-tenant\" data-search=\"tenant inquilino pessoa que aluga o imovel.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Tenant <span class=\"ass-pt\">Tenant<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A person who rents a property.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-landlord\" data-search=\"landlord proprietario do imovel pessoa ou empresa que e dona do imovel alugado.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Landlord <span class=\"ass-pt\">Landlord<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The person or company that owns the rental property.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-personal-belongings\" data-search=\"personal belongings pertences pessoais itens que pertencem ao inquilino, como roupas, computador, celular, moveis e eletronicos.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Personal Belongings <span class=\"ass-pt\">Personal belongings<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Items that belong to the tenant, such as clothing, a computer, a cell phone, furniture, and electronics.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-additional-living-expenses\" data-search=\"additional living expenses despesas extras de moradia ajuda com custos temporarios se o imovel alugado ficar sem condicoes de uso por causa de um problema coberto.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Additional Living Expenses <span class=\"ass-pt\">Additional living expenses<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps with temporary costs if the rental property becomes uninhabitable due to a covered issue.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <pee class=\"ass-backtop\"><a href=\"#ass-glossary-top\">Back to top<\/a><\/pee><!-- [et_pb_line_break_holder] -->      <\/section>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<section class=\"ass-cat\" id=\"cat-seguro-de-vida\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<header class=\"ass-cat-head\"><!-- [et_pb_line_break_holder] -->          <span class=\"ass-cat-num\">05<\/span><!-- [et_pb_line_break_holder] -->          <\/p>\n<h2 class=\"ass-cat-title\">Life insurance<\/h2>\n<p><!-- [et_pb_line_break_holder] -->        <\/header>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ass-terms\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-life-insurance\" data-search=\"life insurance seguro de vida seguro que paga um valor aos beneficiarios quando a pessoa segurada falece, de acordo com as regras da apolice.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\"><a class=\"ass-headlink\" href=\"https:\/\/assurelineinsurance.com\/en\/seguros\/life-insurance\/\">Life Insurance<\/a> <span class=\"ass-pt\">Life insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Insurance that pays an amount to beneficiaries when the insured person dies, according to the policy rules.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-term-life-insurance\" data-search=\"term life insurance seguro de vida temporario seguro de vida valido por um periodo definido, como 10, 20 ou 30 anos.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Term Life Insurance <span class=\"ass-pt\">Term life insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Life insurance that is valid for a defined period, such as 10, 20, or 30 years.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-whole-life-insurance\" data-search=\"whole life insurance seguro de vida permanente seguro de vida que pode durar a vida toda, desde que os pagamentos sejam feitos conforme combinado.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Whole Life Insurance <span class=\"ass-pt\">Whole life insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Life insurance that can last a lifetime, as long as payments are made as agreed.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-death-benefit\" data-search=\"death benefit beneficio por morte valor pago aos beneficiarios quando a pessoa segurada falece.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Death Benefit <span class=\"ass-pt\">Death benefit<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The amount paid to beneficiaries when the insured person dies.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-cash-value\" data-search=\"cash value valor acumulado valor que pode crescer dentro de alguns tipos de seguro de vida permanente.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Cash Value <span class=\"ass-pt\">Cash value<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A value that can grow within some types of permanent life insurance.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-beneficiary\" data-search=\"beneficiary beneficiario pessoa escolhida para receber o valor do seguro de vida.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Beneficiary <span class=\"ass-pt\">Beneficiary<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The person chosen to receive the life insurance payout.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-rider\" data-search=\"rider cobertura adicional opcao extra adicionada a apolice para aumentar ou adaptar a protecao.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Rider <span class=\"ass-pt\">Additional coverage<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">An extra option added to the policy to increase or tailor the protection.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <pee class=\"ass-backtop\"><a href=\"#ass-glossary-top\">Back to top<\/a><\/pee><!-- [et_pb_line_break_holder] -->      <\/section>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<section class=\"ass-cat\" id=\"cat-seguro-de-saude\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<header class=\"ass-cat-head\"><!-- [et_pb_line_break_holder] -->          <span class=\"ass-cat-num\">06<\/span><!-- [et_pb_line_break_holder] -->          <\/p>\n<h2 class=\"ass-cat-title\">Health insurance<\/h2>\n<p><!-- [et_pb_line_break_holder] -->        <\/header>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ass-terms\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-health-insurance\" data-search=\"health insurance seguro de saude seguro que ajuda a pagar despesas medicas, consultas, exames, remedios e tratamentos, conforme a cobertura contratada.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\"><a class=\"ass-headlink\" href=\"https:\/\/assurelineinsurance.com\/en\/seguros\/obamacare\/\">Health Insurance<\/a> <span class=\"ass-pt\">Health insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Insurance that helps pay for medical expenses, appointments, tests, prescriptions, and treatments, according to the coverage purchased.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-copay\" data-search=\"copay coparticipacao fixa valor fixo que voce paga por um servico, como consulta medica ou remedio.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Copay <span class=\"ass-pt\">Fixed copay<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A fixed amount you pay for a service, such as a doctor\u2019s visit or a prescription.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-coinsurance\" data-search=\"coinsurance coparticipacao percentual parte da conta que voce paga em porcentagem depois de cumprir a franquia.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Coinsurance <span class=\"ass-pt\">Percentage coinsurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The portion of the bill you pay as a percentage after meeting the deductible.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-out-of-pocket-maximum\" data-search=\"out-of-pocket maximum limite maximo pago do proprio bolso valor maximo que voce paga em despesas cobertas durante o ano. depois disso, o plano costuma pagar 100% dos servicos cobertos.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Out-of-Pocket Maximum <span class=\"ass-pt\">Out-of-pocket maximum<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The maximum amount you pay in covered expenses during the year. After that, the plan usually pays 100% of covered services. <\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-network\" data-search=\"network rede credenciada grupo de medicos, hospitais, clinicas e farmacias que atendem pelo plano.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Network <span class=\"ass-pt\">Provider network<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A group of doctors, hospitals, clinics, and pharmacies that accept the plan.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-in-network\" data-search=\"in-network dentro da rede profissional ou servico que faz parte da rede do plano.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">In-Network <span class=\"ass-pt\">In-network<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A provider or service that is part of the plan\u2019s network.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-out-of-network\" data-search=\"out-of-network fora da rede profissional ou servico que nao faz parte da rede do plano. normalmente custa mais.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Out-of-Network <span class=\"ass-pt\">Out-of-network<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A provider or service that is not part of the plan\u2019s network. It usually costs more. <\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-primary-care-physician\" data-search=\"primary care physician medico principal medico que acompanha cuidados basicos e pode encaminhar para especialistas.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Primary Care Physician <span class=\"ass-pt\">Primary care physician<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A doctor who provides basic care and can refer you to specialists.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-specialist\" data-search=\"specialist especialista medico focado em uma area especifica, como cardiologia, dermatologia ou ortopedia.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Specialist <span class=\"ass-pt\">Specialist<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A doctor focused on a specific area, such as cardiology, dermatology, or orthopedics.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-prescription-drug-coverage\" data-search=\"prescription drug coverage cobertura de remedios prescritos parte do plano que ajuda a pagar medicamentos indicados por um medico.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Prescription Drug Coverage <span class=\"ass-pt\">Prescription drug coverage<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The part of the plan that helps pay for medications prescribed by a doctor.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <pee class=\"ass-backtop\"><a href=\"#ass-glossary-top\">Back to top<\/a><\/pee><!-- [et_pb_line_break_holder] -->      <\/section>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<section class=\"ass-cat\" id=\"cat-seguro-comercial\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<header class=\"ass-cat-head\"><!-- [et_pb_line_break_holder] -->          <span class=\"ass-cat-num\">07<\/span><!-- [et_pb_line_break_holder] -->          <\/p>\n<h2 class=\"ass-cat-title\">Business insurance<\/h2>\n<p><!-- [et_pb_line_break_holder] -->        <\/header>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ass-terms\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-business-insurance\" data-search=\"business insurance seguro empresarial seguro para proteger uma empresa contra prejuizos, processos, acidentes, danos materiais e outros riscos.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\"><a class=\"ass-headlink\" href=\"https:\/\/assurelineinsurance.com\/en\/seguros\/commercial-insurance\/\">Business Insurance<\/a> <span class=\"ass-pt\">Business insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Insurance to protect a business against losses, lawsuits, accidents, property damage, and other risks.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-general-liability-insurance\" data-search=\"general liability insurance seguro de responsabilidade civil geral ajuda a proteger a empresa se alguem alegar dano, acidente ou prejuizo causado pelo negocio.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">General Liability Insurance <span class=\"ass-pt\">General liability insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps protect the business if someone alleges damage, an accident, or a loss caused by the business.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-professional-liability-insurance\" data-search=\"professional liability insurance seguro de responsabilidade profissional ajuda a proteger profissionais e empresas contra reclamacoes ligadas a erro, falha ou negligencia em um servico prestado.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Professional Liability Insurance <span class=\"ass-pt\">Professional liability insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps protect professionals and businesses against claims related to an error, failure, or negligence in a service provided.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-errors-and-omissions-insurance\" data-search=\"errors and omissions insurance seguro contra erros e omissoes tipo de seguro profissional que protege contra reclamacoes por erros, falhas ou informacoes incompletas no servico.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Errors and Omissions Insurance <span class=\"ass-pt\">Errors and omissions insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A type of professional insurance that protects against claims for errors, failures, or incomplete information in the service.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-workers-compensation\" data-search=\"workers\u2019 compensation seguro contra acidentes de trabalho ajuda a cobrir despesas medicas e parte da renda de funcionarios que se machucam no trabalho.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Workers\u2019 Compensation <span class=\"ass-pt\">Workers\u2019 compensation insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps cover medical expenses and part of the income of employees who are injured at work.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-commercial-property-insurance\" data-search=\"commercial property insurance seguro de propriedade comercial protege bens da empresa, como predio, equipamentos, estoque, moveis e ferramentas.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Commercial Property Insurance <span class=\"ass-pt\">Commercial property insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Protects business assets such as the building, equipment, inventory, furniture, and tools.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-business-interruption-insurance\" data-search=\"business interruption insurance seguro de interrupcao de negocios ajuda a cobrir perda de receita quando a empresa precisa parar temporariamente por causa de um problema coberto.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Business Interruption Insurance <span class=\"ass-pt\">Business interruption insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Helps cover lost revenue when the business needs to temporarily stop due to a covered issue.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-commercial-auto-insurance\" data-search=\"commercial auto insurance seguro de veiculo comercial seguro para carros, vans, caminhoes ou outros veiculos usados para fins de trabalho.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Commercial Auto Insurance <span class=\"ass-pt\">Commercial auto insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Insurance for cars, vans, trucks, or other vehicles used for work purposes.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-certificate-of-insurance\" data-search=\"certificate of insurance certificado de seguro documento que comprova que a empresa tem seguro ativo.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Certificate of Insurance <span class=\"ass-pt\">Certificate of insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A document that proves the business has active insurance.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <pee class=\"ass-backtop\"><a href=\"#ass-glossary-top\">Back to top<\/a><\/pee><!-- [et_pb_line_break_holder] -->      <\/section>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<section class=\"ass-cat\" id=\"cat-seguro-para-imoveis-alugados-e-investidores\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<header class=\"ass-cat-head\"><!-- [et_pb_line_break_holder] -->          <span class=\"ass-cat-num\">08<\/span><!-- [et_pb_line_break_holder] -->          <\/p>\n<h2 class=\"ass-cat-title\">Insurance for rental properties and investors<\/h2>\n<p><!-- [et_pb_line_break_holder] -->        <\/header>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ass-terms\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-landlord-insurance\" data-search=\"landlord insurance seguro para proprietario locador seguro para quem aluga um imovel para outra pessoa. pode proteger a estrutura, responsabilidade civil e perda de aluguel em algumas situacoes.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Landlord Insurance <span class=\"ass-pt\">Landlord insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Insurance for those who rent out a property to someone else. It may protect the structure, liability, and loss of rent in some situations. <\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-rental-property-insurance\" data-search=\"rental property insurance seguro para imovel alugado seguro voltado para casas ou apartamentos usados como fonte de aluguel.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Rental Property Insurance <span class=\"ass-pt\">Rental property insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Insurance designed for houses or apartments used as a source of rental income.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-loss-of-rental-income\" data-search=\"loss of rental income perda de renda de aluguel cobertura que pode ajudar quando o imovel fica sem condicoes de ser alugado por causa de um dano coberto.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Loss of Rental Income <span class=\"ass-pt\">Loss of rental income<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Coverage that may help when the property becomes unfit to rent due to a covered loss.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-vacancy\" data-search=\"vacancy imovel vago situacao em que o imovel fica desocupado. isso pode afetar a cobertura, dependendo da apolice.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Vacancy <span class=\"ass-pt\">Vacancy<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A situation in which the property is unoccupied. This can affect coverage, depending on the policy. <\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <pee class=\"ass-backtop\"><a href=\"#ass-glossary-top\">Back to top<\/a><\/pee><!-- [et_pb_line_break_holder] -->      <\/section>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<section class=\"ass-cat\" id=\"cat-seguro-guarda-chuva\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<header class=\"ass-cat-head\"><!-- [et_pb_line_break_holder] -->          <span class=\"ass-cat-num\">09<\/span><!-- [et_pb_line_break_holder] -->          <\/p>\n<h2 class=\"ass-cat-title\">Umbrella insurance<\/h2>\n<p><!-- [et_pb_line_break_holder] -->        <\/header>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ass-terms\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-umbrella-insurance\" data-search=\"umbrella insurance seguro guarda-chuva seguro extra que aumenta sua protecao de responsabilidade civil quando o limite de outro seguro nao e suficiente.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Umbrella Insurance <span class=\"ass-pt\">Umbrella insurance<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Extra insurance that increases your liability protection when the limit of another policy is not enough.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-excess-liability\" data-search=\"excess liability responsabilidade excedente protecao adicional acima dos limites de uma apolice principal.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Excess Liability <span class=\"ass-pt\">Excess liability<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Additional protection above the limits of a primary policy.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <pee class=\"ass-backtop\"><a href=\"#ass-glossary-top\">Back to top<\/a><\/pee><!-- [et_pb_line_break_holder] -->      <\/section>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<section class=\"ass-cat\" id=\"cat-termos-importantes-na-hora-de-contratar\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<header class=\"ass-cat-head\"><!-- [et_pb_line_break_holder] -->          <span class=\"ass-cat-num\">10<\/span><!-- [et_pb_line_break_holder] -->          <\/p>\n<h2 class=\"ass-cat-title\">Important terms when purchasing<\/h2>\n<p><!-- [et_pb_line_break_holder] -->        <\/header>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ass-terms\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-effective-date\" data-search=\"effective date data de inicio da cobertura dia em que o seguro comeca a valer.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Effective Date <span class=\"ass-pt\">Coverage start date<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The day the insurance begins.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-expiration-date\" data-search=\"expiration date data de vencimento dia em que a apolice termina, caso nao seja renovada.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Expiration Date <span class=\"ass-pt\">Expiration date<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The day the policy ends if it is not renewed.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-renewal\" data-search=\"renewal renovacao continuacao do seguro por um novo periodo.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Renewal <span class=\"ass-pt\">Renewal<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Continuation of the insurance for a new term.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-cancellation\" data-search=\"cancellation cancelamento encerramento da apolice antes do prazo final.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Cancellation <span class=\"ass-pt\">Cancellation<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Ending the policy before the end date.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-endorsement\" data-search=\"endorsement alteracao na apolice mudanca feita na apolice, como adicionar um carro, mudar endereco ou incluir uma cobertura.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Endorsement <span class=\"ass-pt\">Policy change<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A change made to the policy, such as adding a car, changing the address, or including coverage.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-declarations-page\" data-search=\"declarations page pagina de resumo da apolice parte da apolice que mostra as informacoes principais, como nome do segurado, coberturas, limites, franquias e preco.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Declarations Page <span class=\"ass-pt\">Policy declarations page<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">The part of the policy that shows the main information, such as the insured\u2019s name, coverages, limits, deductibles, and price.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-grace-period\" data-search=\"grace period periodo de tolerancia prazo extra para pagar o seguro antes que ele seja cancelado.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Grace Period <span class=\"ass-pt\">Grace period<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">Extra time to pay the insurance before it is canceled.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-binder\" data-search=\"binder comprovante temporario de cobertura documento temporario que mostra que a cobertura ja esta ativa antes da emissao final da apolice.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Binder <span class=\"ass-pt\">Temporary proof of coverage<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">A temporary document showing that coverage is already active before the final policy is issued.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<article class=\"ass-term\" id=\"term-non-renewal\" data-search=\"non-renewal nao renovacao quando a seguradora ou o cliente decide nao continuar com a apolice depois do vencimento.\"><!-- [et_pb_line_break_holder] -->          <\/p>\n<h3 class=\"ass-term-head\">Non-Renewal <span class=\"ass-pt\">Non-renewal<\/span><\/h3>\n<p><!-- [et_pb_line_break_holder] -->          <pee class=\"ass-def\">When the insurer or the customer decides not to continue the policy after it expires.<\/pee><!-- [et_pb_line_break_holder] -->        <\/article>\n<p><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <pee class=\"ass-backtop\"><a href=\"#ass-glossary-top\">Back to top<\/a><\/pee><!-- [et_pb_line_break_holder] -->      <\/section>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"ass-final\"><!-- [et_pb_line_break_holder] -->    <span class=\"ass-final-label\">Note<\/span><!-- [et_pb_line_break_holder] --> Insurance terms in the U.S. may vary depending on the type of policy, the insurer, and the state. Before purchasing or changing insurance, it is important to carefully review coverages, limits, deductibles, and exclusions. <!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <script type=\"application\/ld+json\"><!-- [et_pb_line_break_holder] -->{<!-- [et_pb_line_break_holder] -->  \"@context\": \"https:\/\/schema.org\",<!-- [et_pb_line_break_holder] -->  \"@type\": \"DefinedTermSet\",<!-- [et_pb_line_break_holder] -->  \"name\": \"Dicion\u00e1rio de Seguros nos EUA: Termos em Ingl\u00eas Explicados em Portugu\u00eas\",<!-- [et_pb_line_break_holder] -->  \"description\": \"Entender seguros nos Estados Unidos pode ser dif\u00edcil, principalmente porque muitos termos aparecem em ingl\u00eas. Este gloss\u00e1rio explica os principais termos de forma simples, separados por tipo de seguro.\",<!-- [et_pb_line_break_holder] -->  \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/\",<!-- [et_pb_line_break_holder] -->  \"hasDefinedTerm\": [<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Insurance\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Seguro. Contrato em que voc\u00ea paga uma empresa para ajudar a cobrir certos preju\u00edzos, acidentes ou despesas, dependendo do que est\u00e1 escrito na ap\u00f3lice.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-insurance\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Policy\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Ap\u00f3lice. Documento que explica o que o seguro cobre, o que n\u00e3o cobre, quanto custa e quais s\u00e3o as regras.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-policy\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Coverage\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cobertura. Aquilo que o seguro pode pagar ou ajudar a pagar.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-coverage\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Premium\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Pr\u00eamio ou mensalidade do seguro. Valor que voc\u00ea paga para manter o seguro ativo. Pode ser pago por m\u00eas, por semestre ou por ano.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-premium\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Deductible\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Franquia. Valor que voc\u00ea precisa pagar do pr\u00f3prio bolso antes do seguro come\u00e7ar a pagar.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-deductible\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Claim\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Pedido de indeniza\u00e7\u00e3o. Pedido feito \u00e0 seguradora quando acontece algo coberto pelo seguro, como acidente, dano, roubo ou perda.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-claim\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Policyholder\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Titular da ap\u00f3lice. Pessoa ou empresa que contratou o seguro.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-policyholder\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Insured\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Segurado. Pessoa, bem ou empresa protegida pelo seguro.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-insured\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Beneficiary\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Benefici\u00e1rio. Pessoa que recebe o pagamento do seguro em certas situa\u00e7\u00f5es, muito comum em seguro de vida.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-beneficiary\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Limit\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Limite de cobertura. Valor m\u00e1ximo que a seguradora pode pagar por uma situa\u00e7\u00e3o coberta.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-limit\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Exclusion\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Exclus\u00e3o. Situa\u00e7\u00e3o que o seguro n\u00e3o cobre.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-exclusion\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Lapse\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cancelamento por falta de pagamento. Quando o seguro deixa de valer porque o pagamento n\u00e3o foi feito dentro do prazo.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-lapse\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Quote\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cota\u00e7\u00e3o. Estimativa de pre\u00e7o de um seguro.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-quote\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Underwriting\",<!-- [et_pb_line_break_holder] -->      \"description\": \"An\u00e1lise de risco. Processo usado pela seguradora para avaliar o perfil do cliente e definir pre\u00e7o, aprova\u00e7\u00e3o e condi\u00e7\u00f5es do seguro.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-underwriting\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Agent\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Corretor ou agente de seguros. Profissional que ajuda a escolher, explicar e contratar um seguro.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-agent\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Carrier\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Seguradora. Empresa respons\u00e1vel pelo seguro.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-carrier\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Auto Insurance\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Seguro de autom\u00f3vel. Seguro para proteger o motorista, o carro e terceiros em caso de acidente, roubo, dano ou outras situa\u00e7\u00f5es previstas na ap\u00f3lice.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-auto-insurance\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Liability Coverage\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cobertura de responsabilidade civil. Ajuda a pagar danos ou ferimentos causados a outras pessoas quando voc\u00ea \u00e9 respons\u00e1vel por um acidente.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-liability-coverage\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Bodily Injury Liability\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Responsabilidade por les\u00f5es corporais. Parte do seguro que ajuda a pagar despesas m\u00e9dicas ou compensa\u00e7\u00f5es quando outra pessoa se machuca em um acidente causado por voc\u00ea.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-bodily-injury-liability\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Property Damage Liability\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Responsabilidade por danos materiais. Ajuda a pagar danos causados ao carro, muro, poste, casa ou outro bem de outra pessoa.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-property-damage-liability\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Collision Coverage\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cobertura de colis\u00e3o. Ajuda a pagar o conserto do seu carro depois de uma batida, mesmo que voc\u00ea tenha causado o acidente.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-collision-coverage\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Comprehensive Coverage\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cobertura abrangente. Protege contra danos que n\u00e3o s\u00e3o causados por colis\u00e3o, como roubo, inc\u00eandio, queda de \u00e1rvore, granizo ou vandalismo.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-comprehensive-coverage\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Uninsured Motorist Coverage\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cobertura contra motorista sem seguro. Ajuda a proteger voc\u00ea quando o motorista respons\u00e1vel pelo acidente n\u00e3o tem seguro.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-uninsured-motorist-coverage\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Underinsured Motorist Coverage\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cobertura contra motorista com seguro insuficiente. Ajuda quando o motorista culpado tem seguro, mas o limite dele n\u00e3o \u00e9 suficiente para pagar todos os danos.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-underinsured-motorist-coverage\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Personal Injury Protection\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Prote\u00e7\u00e3o contra danos pessoais. Pode ajudar a pagar despesas m\u00e9dicas e outras perdas ap\u00f3s um acidente, dependendo do estado.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-personal-injury-protection\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Medical Payments Coverage\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cobertura de pagamentos m\u00e9dicos. Ajuda a pagar despesas m\u00e9dicas suas ou dos passageiros depois de um acidente.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-medical-payments-coverage\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Full Coverage\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cobertura completa. Termo usado no dia a dia para falar de uma combina\u00e7\u00e3o de coberturas, geralmente responsabilidade civil, colis\u00e3o e cobertura abrangente. N\u00e3o significa que tudo est\u00e1 coberto.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-full-coverage\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Homeowners Insurance\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Seguro residencial para propriet\u00e1rios. Seguro para quem \u00e9 dono de uma casa. Pode cobrir a estrutura da casa, bens pessoais e responsabilidade por acidentes com terceiros.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-homeowners-insurance\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Dwelling Coverage\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cobertura da estrutura da casa. Ajuda a pagar reparos ou reconstru\u00e7\u00e3o da casa se ela for danificada por algo coberto.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-dwelling-coverage\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Personal Property Coverage\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cobertura de bens pessoais. Ajuda a proteger itens dentro da casa, como m\u00f3veis, roupas, eletr\u00f4nicos e objetos pessoais.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-personal-property-coverage\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Loss of Use\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Perda de uso da resid\u00eancia. Ajuda a pagar custos extras se voc\u00ea precisar morar em outro lugar temporariamente por causa de um dano coberto.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-loss-of-use\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Personal Liability\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Responsabilidade pessoal. Ajuda a proteger voc\u00ea se algu\u00e9m se machucar na sua propriedade ou se voc\u00ea causar dano a outra pessoa.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-personal-liability\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Replacement Cost\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Custo de reposi\u00e7\u00e3o. Valor necess\u00e1rio para substituir um item por outro novo parecido, sem descontar desgaste.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-replacement-cost\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Actual Cash Value\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Valor real em dinheiro. Valor do item considerando o desgaste pelo tempo de uso.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-actual-cash-value\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Peril\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Risco coberto. Evento que pode causar preju\u00edzo, como inc\u00eandio, roubo ou vento forte.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-peril\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Flood Insurance\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Seguro contra enchente. Seguro separado para danos causados por enchentes. Em muitos casos, o seguro residencial comum n\u00e3o cobre enchente.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-flood-insurance\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Windstorm Coverage\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cobertura contra vendaval. Cobertura para danos causados por vento forte, comum em regi\u00f5es com furac\u00f5es ou tempestades.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-windstorm-coverage\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Renters Insurance\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Seguro para inquilinos. Seguro para quem aluga casa ou apartamento. Geralmente cobre bens pessoais, responsabilidade civil e alguns custos extras de moradia.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-renters-insurance\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Tenant\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Inquilino. Pessoa que aluga o im\u00f3vel.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-tenant\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Landlord\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Propriet\u00e1rio do im\u00f3vel. Pessoa ou empresa que \u00e9 dona do im\u00f3vel alugado.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-landlord\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Personal Belongings\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Pertences pessoais. Itens que pertencem ao inquilino, como roupas, computador, celular, m\u00f3veis e eletr\u00f4nicos.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-personal-belongings\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Additional Living Expenses\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Despesas extras de moradia. Ajuda com custos tempor\u00e1rios se o im\u00f3vel alugado ficar sem condi\u00e7\u00f5es de uso por causa de um problema coberto.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-additional-living-expenses\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Life Insurance\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Seguro de vida. Seguro que paga um valor aos benefici\u00e1rios quando a pessoa segurada falece, de acordo com as regras da ap\u00f3lice.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-life-insurance\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Term Life Insurance\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Seguro de vida tempor\u00e1rio. Seguro de vida v\u00e1lido por um per\u00edodo definido, como 10, 20 ou 30 anos.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-term-life-insurance\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Whole Life Insurance\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Seguro de vida permanente. Seguro de vida que pode durar a vida toda, desde que os pagamentos sejam feitos conforme combinado.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-whole-life-insurance\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Death Benefit\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Benef\u00edcio por morte. Valor pago aos benefici\u00e1rios quando a pessoa segurada falece.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-death-benefit\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Cash Value\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Valor acumulado. Valor que pode crescer dentro de alguns tipos de seguro de vida permanente.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-cash-value\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Beneficiary\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Benefici\u00e1rio. Pessoa escolhida para receber o valor do seguro de vida.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-beneficiary\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Rider\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cobertura adicional. Op\u00e7\u00e3o extra adicionada \u00e0 ap\u00f3lice para aumentar ou adaptar a prote\u00e7\u00e3o.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-rider\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Health Insurance\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Seguro de sa\u00fade. Seguro que ajuda a pagar despesas m\u00e9dicas, consultas, exames, rem\u00e9dios e tratamentos, conforme a cobertura contratada.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-health-insurance\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Copay\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Coparticipa\u00e7\u00e3o fixa. Valor fixo que voc\u00ea paga por um servi\u00e7o, como consulta m\u00e9dica ou rem\u00e9dio.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-copay\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Coinsurance\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Coparticipa\u00e7\u00e3o percentual. Parte da conta que voc\u00ea paga em porcentagem depois de cumprir a franquia.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-coinsurance\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Out-of-Pocket Maximum\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Limite m\u00e1ximo pago do pr\u00f3prio bolso. Valor m\u00e1ximo que voc\u00ea paga em despesas cobertas durante o ano. Depois disso, o plano costuma pagar 100% dos servi\u00e7os cobertos.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-out-of-pocket-maximum\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Network\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Rede credenciada. Grupo de m\u00e9dicos, hospitais, cl\u00ednicas e farm\u00e1cias que atendem pelo plano.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-network\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"In-Network\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Dentro da rede. Profissional ou servi\u00e7o que faz parte da rede do plano.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-in-network\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Out-of-Network\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Fora da rede. Profissional ou servi\u00e7o que n\u00e3o faz parte da rede do plano. Normalmente custa mais.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-out-of-network\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Primary Care Physician\",<!-- [et_pb_line_break_holder] -->      \"description\": \"M\u00e9dico principal. M\u00e9dico que acompanha cuidados b\u00e1sicos e pode encaminhar para especialistas.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-primary-care-physician\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Specialist\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Especialista. M\u00e9dico focado em uma \u00e1rea espec\u00edfica, como cardiologia, dermatologia ou ortopedia.\",<!-- [et_pb_line_break_holder] -->      \"url\": \"https:\/\/assurelineinsurance.com\/glossario-seguros\/#term-specialist\"<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"DefinedTerm\",<!-- [et_pb_line_break_holder] -->      \"name\": \"Prescription Drug Coverage\",<!-- [et_pb_line_break_holder] -->      \"description\": \"Cobertura de rem\u00e9dios prescritos. 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