Question 1

Student Insurance

Accepted Answer

1. What is Student Insurance? +

Student insurance is health insurance designed for international students and participants in educational or cultural exchange programs who are temporarily staying outside their country of residence.

2. Who can purchase Student Insurance? +

The plan can be an option for students, researchers, exchange visitors, and other participants in eligible educational or cultural programs. Dependents accompanying the participant may also be eligible for coverage.

3. Does Student Insurance meet U.S. visa requirements? +

Many plans were designed to meet the insurance requirements demanded by certain educational and exchange programs in the United States. Our team can help confirm whether the coverage meets the requirements of your program or institution.

4. Does Student Insurance cover doctor visits? +

Yes. The plans offer coverage for doctor visits related to illnesses, injuries, and other eligible conditions during the coverage period, provided they are not related to a pre-existing condition. Preventive services, routine check-ups, and follow-up exams are not covered.

5. Does Student Insurance cover medical emergencies? +

Yes. The plans offer coverage for medical emergencies, hospitalizations, and urgent care related to eligible illnesses or injuries that occur during the coverage period. Pre-existing conditions are generally not covered, except in some plans with specific requirements and reduced limits. We recommend reviewing the coverage details before purchasing.

6. Does Student Insurance cover pre-existing conditions? +

Pre-existing conditions generally have a number of coverage limitations and, in many plans, there is no coverage at all. The applicable rules, waiting periods, and benefits vary according to the terms of the plan purchased. Our team can help you understand how these rules apply to your situation.

7. Does Student Insurance have a network of doctors and hospitals? +

Yes. The plans offer access to networks of health care providers in the United States and resources to help insured members locate medical care during their stay abroad.

8. I hold an F1, J1, or M1 visa — can my spouse or children have coverage? +

Yes. If they are your dependents on the visa or student status, they can have coverage under your plan or under separate plans.

9. How long can I keep the coverage? +

Plans can be purchased for different periods and, in many cases, coverage can be renewed as long as the insured continues to meet the program’s eligibility requirements.

10. Does Student Insurance cover emergency medical evacuation? +

Yes. The plans include benefits for emergency medical evacuation and other assistance services related to critical situations, subject to the terms and limits of the coverage.

11. How do I know which Student Insurance is right for me? +

The best option depends on your study program, length of stay, institution requirements, and coverage needs. Our team can help you compare the available options and choose the most suitable plan.

Question 2

What is Student Health Insurance?

Accepted Answer

Student Health Insurance protects you and your family in case of illness or accident while you are studying in the United States. You have the option to choose the coverage amount and period and, in some cases, you can extend the protection period.

Peace of mind and security so you can focus only on what matters: your studies.

Peace of Mind and Security to Focus on What Matters: Your Studies!

Student Insurance USA

Student Insurance Coverage USA

International Student Insurance USA

College Student Insurance USA

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