What can Travel Insurance cover?
Depending on the plan you choose, Travel Insurance can offer coverage for medical emergencies, hospitalizations, emergency medical evacuation, telemedicine, and some benefits related to baggage and other travel mishaps.
Coverage, limits, and conditions of use vary by insurer and plan. That’s why it’s important to compare options before enrolling and understand exactly which benefits are included.
Main coverage that may be available
| Situation |
How Travel Insurance can help |
| Medical emergencies |
Can cover urgent care related to eligible illnesses or injuries during your trip. |
| Hospitalization |
Can include admissions, surgeries, tests, and eligible medical treatment, subject to plan limits. |
| Medical evacuation |
Can cover emergency medical evacuation when needed for a covered illness or injury. |
| Pre-existing conditions |
Some plans may offer limited coverage for the acute onset of certain pre-existing conditions, subject to age, limits, and plan rules. |
| Telemedicine |
Depending on the plan, you may have access to non-emergency phone or video consultations. |
| Baggage |
Some plans include limited benefits for lost baggage and certain personal belongings. |
Good to know: coverage, limits, exclusions, and conditions vary by insurer and plan.
Does Travel Insurance cover extreme sports?
Not every Travel Insurance plan covers activities considered higher-risk, such as extreme or adventure sports. Some plans may exclude these activities, while others offer additional coverage under specific conditions or for an extra cost.
If your trip includes activities like skiing, diving, climbing, skydiving, or other adventure sports, it’s worth checking this coverage before you enroll.
How does medical care work with Travel Insurance?
Many Travel Insurance plans offer access to a network of doctors, hospitals, clinics, and other health care providers. How you use that network can vary by insurer and plan.
In other countries, care can also work differently. Depending on the plan and destination, a traveler may be able to use a local provider directly or seek reimbursement for eligible expenses.
Before you travel, it’s important to understand how access to medical care works, which documents may be needed, and the plan’s rules for an emergency or hospitalization. Assureline’s team can help you understand these conditions before you enroll.
How do I choose the right Travel Insurance for my trip?
The best Travel Insurance option depends on factors like destination, trip length, travelers’ ages, and coverage needs. Comparing price alone usually isn’t enough to pick the right plan.
Before enrolling, it’s worth reviewing the limits for medical expenses, hospitalization, and evacuation, as well as the rules for pre-existing conditions, medical care, telemedicine, and other available benefits.
Assureline can help you compare options and understand the main differences between plans before your trip.
Who is Travel Insurance for?
Travel Insurance can be an option for tourists, visitors, business travelers, and family members who are temporarily away from their home country.
It can be especially relevant for anyone who wants to prepare for unexpected medical expenses and other mishaps during an international trip, particularly in destinations where health care can be costly.
Choosing a plan should take into account the travelers’ profile, the destination, the length of the trip, and the benefits available in each option.
Travel Insurance vs. Student Insurance: what’s the difference?
Travel Insurance is designed for people who are temporarily away from their home country, such as tourists, visitors, business travelers, and family members on an international trip.
Student Insurance, on the other hand, is built for international students, researchers, exchange participants, and people in educational or cultural programs, and it may include specific requirements tied to the school or exchange program.
If you’re going to study abroad, it’s worth checking whether a student-specific plan fits your situation better than traditional Travel Insurance, considering the length of your stay, program requirements, and coverage needs.
How much does Travel Insurance cost?
The cost of a Travel Insurance plan can vary based on factors like the travelers’ ages, trip length, destination, and the features of the plan you choose.
That’s why there’s no single price that fits every traveler. Beyond the price, it’s worth comparing coverage limits, available benefits, exclusions, and the conditions of use for each option.
Find the right Travel Insurance option for your trip
Assureline Insurance helps you compare options from different insurers, taking into account destination, trip length, travelers’ ages, and coverage needs.
Talk to our team to understand the options available before you enroll.
Request a quote
